The Lower Keys Real Estate

The Lower Keys | Coldwell Banker - Schmitt Real Estate

The Lower Keys begins at the western end of the Seven Mile Bridge. The residential area begins at Big Pine Key and neighboring No Name Key, then running east to west, includes The Torches (Little Torch Key, Middle Torch Key and Big Torch Key), Ramrod Key, Summerland Key, Cudjoe Key, Upper Sugarloaf Key and Lower Sugarloaf Key. 

The islands making up the Lower Keys are unincorporated, and governed by Monroe County.

Tired of overcrowded freeways, streets and the stress of everyday living in Suburbia? If so, the Lower Keys is the perfect escape. It's a tropical paradise that is still in the United States where you can either do nothing at all except enjoy our beautiful Sunsets, weather and water by laying in the Sun or you can enjoy the incredible fishing, diving, kayaking, swimming and boating that it offers. In fact, the New York Times called the Lower Keys "just possibly the best place for doing nothing" citing its unspoiled and non-commercial nature. Nevertheless, the restaurants, attractions and night life of Key West are just a short drive away.

Frommer's says, "Unlike their neighbors to the north and south, the Lower Keys (including Big Pine, Sugarloaf, and Summerland) are devoid of rowdy Spring Break crowds, boast few T-shirt and trinket shops, and have almost no late-night bars. What they do offer are the very best opportunities to enjoy the vast natural resources on land and water that make the area so rich."

From the end of the Seven Mile Bridge down to Key West, each of the Lower Keys is unique.

Bahia Honda State Park was selected by Dr. Beach as "America's Best Beach" in 1991 (Winners can only be named one time, then they're retired from consideration) saying "Bahia Honda Key is blessed with two wonderful beaches: Sandspur Beach on the oceanside (1992 National Winner) and Caloosa Beach near the Seven Mile Bridge. This is really a piece of the Caribbean as evidenced by the crystal clear, turquoise water and white coral beach lined with coconut palms. The ocean water stays warm year-round, making it a beach for all seasons. The beach at Sandspur drops off gently, and the lack of waves make it ideal for bathing by young children and for swimming, snorkeling, and kayaking for everybody else." 

Big Pine Key
Big Pine is the largest of the Lower Keys and lies within the Key Deer and Great White Heron National Wildlife Refuges. Only 30 miles from Key West, Big Pine offers up a variety of things to do and see from Key Deer to the famous Blue Hole and its turtles, fish and alligators, plus an adjoining nature trail that winds through Federal refuge lands.

A pick by as a "best island to live on:" "Much of the island is federally protected wildlife habitat, off-limits to development. A close-knit, small-town community works conscientiously to protect the local environment, and real estate remains surprisingly affordable, considering its surroundings. Big Pine is a little reminder of how the Keys used to be. And there's still room for you."

Big Pine is also home to a variety of commercial enterprises, such as marinas, dive shops, bait and tackle shops, beauty shops, restaurants, video and kayak rentals, liquor stores, convenience stores, doctors, dentists and a major chain grocery plus 10 restaurants.

The boating controlling depth ranges from 2.5 to 4 feet depending on the subdivision, and the access to either the ocean or the backcountry is easy.

Ramrod Key
Ramrod is a very quiet, primarily residential Key, located at mile marker 27. There are, however, restaurants, bars, dive shops, a convenience store and a veterinary hospital.

The boating out of Ramrod is typically 2.5 feet controlling depth to get to open water. Ramrod is said to be named after a Spanish ship wreck from the 19th century.

The Looe Key National Marine Sanctuary is convenient to the Lower Keys by boat. Located about five nautical miles offshore from Ramrod Key, Looe Key isn't an island but a "groove and spur" reef and part of the reef system that parallels the Atlantic side of the Florida Keys. This reef got its name from the HMS Looe which supposedly ran aground there in 1744. Looe Key offers some of the most spectacular snorkeling and diving in The Keys.

Little Torch Key
The Torch Keys are located between Big Pine Key and Ramrod Key. There are three Torch Keys in all, however, Big and Middle Torch Key are primarily wetlands and hardwood hammock areas, and as such, have few residents. Little Torch is largely residential but there is also a full marina, dive shop, bait and tackle store, restaurant, and motel. The boating out of Little Torch is excellent, meaning a 4 feet draft. You'll see boats up to 50 feet and also sailboats conveniently tucked behind the homes in the clean canals. Access to either the Ocean or the back country is good.

Summerland Key
Located just 24 miles from Key West, Summerland Key is a great boating Key due to its wide flow-through canals and four-foot draft. The Island has a variety of restaurants, retail stores and home service providers including a grocery, bank, U.S. Post Office, and boat charters. For local residents on Summerland there is a private airstrip. The majority of homes are located on the Atlantic side of US 1.

Cudjoe Key
Located about 21 miles from Key West, Cudjoe Key is mainly residential and offers a wide range of housing. Most of the homes are located on the Atlantic side and the boating draft varies from 2.5 feet to 4 feet draft. There were 1,763 people living on Cudjoe at the time of the 2010 census. Cudjoe has a marina, restaurants, convenience store and some retail.

Sugarloaf Key
Locals say that Sugarloaf was named after a now defunct Plantation that grew Sugarloaf pineapples. U.S. 1 (or the Overseas Highway) crosses Upper Sugarloaf Key at approximately mile markers 19–20.5 and Lower Sugarloaf Key at approximate mile markers 16.5–17.5. Lower Sugarloaf Key boasts a restaurant, motel, marina, a public airstrip and an auto repair shop plus the infamous Bat Tower. In 1929 a Mr. Perky erected a large 50 ft. tower, which he hoped would attract bats which in turn would eat the mosquitoes. The bats never came but the tower still stands. The northern part of the Key has a new elementary school and a church. It is lightly populated compared with Lower Sugarloaf which has close to 1,000 housing units. community links
Big Pine Key: Visit Us
Cudjoe Key: Visit Us

Visit our Lower Keys office on Big Pine Key today to discover the wonderful communities in the Lower Keys.

The Lower Keys | Coldwell Banker - Schmitt Real Estate
The Lower Keys | Coldwell Banker - Schmitt Real Estate
The Lower Keys | Coldwell Banker - Schmitt Real Estate

6 Bed(s) | 8 Total Bath(s) | 7,720 SqFt
4 Bed(s) | 7 Total Bath(s) | 4,948 SqFt
7 Bed(s) | 5 Total Bath(s) | 1,768 SqFt
4 Bed(s) | 5 Total Bath(s) | 2,632 SqFt
4 Bed(s) | 4 Total Bath(s) | 4,250 SqFt
4 Bed(s) | 4 Total Bath(s) | 4,021 SqFt
6 Bed(s) | 7 Total Bath(s) | 4,990 SqFt
5 Bed(s) | 6 Total Bath(s) | 4,078 SqFt
4 Bed(s) | 5 Total Bath(s) | 3,000 SqFt
4 Bed(s) | 4 Total Bath(s) | 3,679 SqFt
4 Bed(s) | 5 Total Bath(s) | 3,000 SqFt
3 Bed(s) | 2 Total Bath(s) | 1,820 SqFt
4 Bed(s) | 4 Total Bath(s) | 3,044 SqFt
4 Bed(s) | 3 Total Bath(s) | 2,677 SqFt
3 Bed(s) | 3 Total Bath(s) | 2,575 SqFt
3 Bed(s) | 3 Total Bath(s) | 2,575 SqFt
3 Bed(s) | 4 Total Bath(s) | 2,479 SqFt
6 Bed(s) | 6 Total Bath(s) | 3,029 SqFt
3 Bed(s) | 2 Total Bath(s) | 1,099 SqFt
5 Bed(s) | 4 Total Bath(s) | 2,771 SqFt
5 Bed(s) | 3 Total Bath(s) | 3,050 SqFt
3 Bed(s) | 4 Total Bath(s) | 2,712 SqFt
3 Bed(s) | 2 Total Bath(s) | 2,080 SqFt
3 Bed(s) | 3 Total Bath(s) | 1,881 SqFt


Listings Available


Median Price/Per SqFt


Median List Price

Listings Stats

Price RangePercentListings AvailableAction
$0 - $100K9.73%36View Homes
$100K - $200K14.32%53View Homes
$200K - $300K12.43%46View Homes
$300K - $400K11.08%41View Homes
$400K - $500K12.43%46View Homes
$500K - $600K7.57%28View Homes
$600K - $700K8.65%32View Homes
$700K - $800K3.51%13View Homes
$800K - $900K1.89%7View Homes
$900K+18.38%68View Homes
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